SERVICES
EXPERTISE, EFFICIENCY, ACCESSIBILITY
LIFE INSURANCE, DISABILITY
CRITICAL ILLNESS
- Policy Interpretation
- False declaration, omission
- Pre-existing condition
- Beneficiary designations and revocations
- Minor child, tutor
- Protection regimes, power of attorney, mandate of protection
- Vulnerable clients, undue influence, abuse
- Presumed sound investments
- Succession, testamentary dispositions
- Divorce, separation
- Creditors, bankruptcy, unseizability
- Protection of personal information
- Movable hypothec
- Remote Transaction
GROUP INSURANCE
- Role and duties of advisor, insurer and employer
- Booklet and policy’s inconsistencies
- Criteria for determining a group
- Effective date and the coming into force of a policy and its protections
- Eligibility of a participant, late adhesion
- Conversion of a life insurance protection
- Replacement of a group contract, responsibility of the new and former insurer
- Drug coverage, basic plan, exception drugs, dependents
- Validity of provisions forming part of a form
- Ex-gratia payments
- Discounts, profit-sharing
ANNUITIES, PENSION AND
INVESTMENT PRODUCTS
- Life annuities, term annuities, RRSP, TFSA
- Locked-in annuities, transfer from an RPP
- Segregated funds, mutual funds
CONTRACTS AND AGREEMENTS
- Co-ownership Agreement for a critical illness policy with return of premium
- Referral Agreement
- Commission Sharing Agreement
- Resolution – purchase of a disability insurance policy
- Resolution – purchase of a critical illness insurance policy
- Resolution – purchase of a life insurance policy
- Confidentiality Agreement between the insured and the corporation
- Book of business sale’s contract
- Attached, Associate, or Affiliate representative Agreement
- Privacy Policy
- Complaint Handling Policy
- Contracts can be found on the website of Scripta Legal
CONTINUING EDUCATION – PDU COMPLIANCE
- How to do business with vulnerable clients
- Contracts surrounding the sale of insurance
- Your digital office: business challenges and sound practices
- Trustees, liquidators, tutors…how do you deal with them?
- Compliance and insurance quiz
- Protect your most valuable asset: your reputation
- Non face-to-face sales, Electronic application & Compliance
- The Insurance representative’s assistant
- Marriage, divorce or death: consequences on locked-in annuity contracts (LIRA, LIF, Life Annuity) (PDU general)
COMPLIANCE
- Compliance guide and procedures
- Inspection program
- Distribution practices
- Business cards and promotional material
- Customer complaints
- Regulatory investigations (AMF, CSF, FINTRAC, etc.)
- Action plan and supervision measures
- Business continuity plan
- Anti-money laundering program
- Anti-spam law
- Protection of personal information
LEGAL ADVICE
Our online service is accessible at all times.
We answer your questions within 24 hours.*
BE ASSURED
to provide sound advice to your clients.
* Next business day. Possibility of an answer within 4 hours.